Posts in category 'Homeownership'

For most of the last sixty years, investing in a home has been considered a sure way to get started on preparing for retirement. Thousands of Minneapolis homes for sale and Saint Paul homes for sale have sold as safe vehicles for working professionals to accrue value in the form of home equity. It's a reliable and effective strategy.

But today's financial picture is a lot more complex in many ways. Paying off a mortgage before retirement is no longer a sure thing. At the same time, those who have substantial home equity have more ways to access it, even if they decide not to sell. How close you are to a full mortgage payoff also makes a difference.

The practicalities of selling your home and downsizing before retirement are easy to understand. Many people want a smaller home that's easier to clean and navigate. Smaller homes also cost less in heating, cooling, and lighting. But the financial impact of deciding to sell before retirement isn't always as obvious.

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The homes for sale in Minneapolis really do have something for just about everyone. And even if you love your home so much you never want to leave, everyone needs a vacation now and then.  With COVID-19 concerns, many people are turning to RVs as a possibly safer alternative for those vacations. Investing in an RV can provide your family with the opportunity for some unique experiences they'll never forget. But there are some considerations to think about prior to purchasing.

1. The Initial Price Tag
   RVs exist with a wide variety of sizes, features, and amenities. Although it can often be a cheaper way to vacation, it is also just as easy to over-purchase. Some high-end luxury models can cost more than traditional Saint Paul homes for sale! And it's not uncommon for buyers to finance the purchase over 20 years. Towable models are considerably less expensive, but keep in mind you will need to have a vehicle that can tow it. Even if you aren't planning to get something with all the bells and whistles, it pays to familiarize yourself with the types of RVs available and be realistic about what you need and what you're willing to spend.

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Your driveway is one of the parts of your home that tends to be taken for granted. Home and garden magazines usually give driveways a short shrift. But as it's a large space on the exterior of your home, it helps form that important first impression for visitors and potential home buyers. If your driveway is showing signs of age or damage, it can also make that final stretch of coming home more distressing than de-stressing. Renewing your driveway can be the move that makes your house the envy of all the Minneapolis homes for sale. 

Knowing the benefits of the most common driveway materials will help you decide if repair or replacement is your best option. If you want to match your neighbors' driveways, know what challenges they may be facing with the material. If you want to contrast and stand out among the Saint Paul homes for sale, make sure your choice is an outstanding one.

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Due to the COVID-19 pandemic, many people are planning a staycation this summer. Mixing things up and making some changes can be an adventure, especially if you're in the market for a new place and checking out Minneapolis homes for sale. An affordable, easy way to make your staycation more enjoyable is to get creative in your back yard. Whether you're looking at St. Paul homes for sale or staying put, these five fun ideas can make you feel like you're miles away.

1. Make it Comfy
   If you plan to spend a lot of time outside, having someplace comfortable to relax is key. If you already have outdoor furniture, brighten it up with some new cushions or pillows. Throwing an outdoor rug or two on the patio will also add a homey touch that can make your yard feel like an extra room for lounging. A hammock is the perfect place to read or take a nap while dreaming of warm, beachy breezes.

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You probably don't give your air conditioner much thought during the winter months. Up here in the Twin Cities, there's no real need for air conditioning for about eight months out of the year. But when summer comes around, it's important that your AC is ready to roll. 

Signs You Need Air Conditioner Maintenance

It's best to have your AC unit serviced regularly to prevent major issues, but if your air conditioner is struggling, it will let you know in any number of ways. These are the signs that your air conditioner is in need of attention:

• Limited air flow - If you notice that little or no air is coming through your vents, this can be one of the most obvious signs that something is amiss. It could be as simple as a clogged air filter, or it may indicate a more serious issue with either the compressor or the air ducts.

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